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Bankruptcy Chapter 7

Myrtle Beach Bankruptcy Attorney

If you are struggling with the burden of unmanageable debt, bankruptcy may be the answer for you. Although bankruptcy is not the right solution for everyone, it has helped millions of Americans find a new path to a brighter financial future.

If you are struggling with debts you can no longer afford to pay and you need to speak with a bankruptcy attorney, contact the Bacon Law Firm in Myrtle Beach, South Carolina. We are pleased to offer a free consultation to discuss whether bankruptcy may be right for you. To contact our law office, call 843-839-8013, or contact us by e-mail. Learn more from the United States Bankruptcy Court by reading Bankruptcy Basics — Chapter 7.

What is Chapter 7 Bankruptcy?

At our firm, we handle Chapter 7 bankruptcy and Chapter 13 bankruptcy. A Chapter 7 bankruptcy is a debt liquidation bankruptcy in which most forms of debt are completely discharged.

Debts that may be discharged through Chapter 7 bankruptcy include medical bills, credit card debts and most other unsecured debts. If you are struggling with financial debt, a Chapter 7 bankruptcy may allow you to:

  • Eliminate or significantly reduce your debts
  • Stop creditor harassment
  • Stop a wage garnishment
  • Stop a vehicle repossession
  • Put a halt to a lawsuit

To learn more about Chapter 7 bankruptcy, contact our law office today.

Am I Eligible for Chapter 7 Bankruptcy?

To be eligible for Chapter 7 bankruptcy, you must meet a financial means test that will take into account your income and your ability to pay your debts. Most of the people who contact our office are surprised to discover that they are in fact eligible for Chapter 7 relief.

Even if you are not eligible for Chapter 7 bankruptcy, you may be eligible for Chapter 13 bankruptcy. Visit our Chapter 13 bankruptcy page on this site to learn more about this exciting option. A Chapter 13 bankruptcy has its own unique advantages and is often used by clients with more significant income and assets who want to avoid a home foreclosure.

We are Here to Help

The attorneys at our firm are here to help - not judge. We know that the recent economic downturn has caused a lot of people to lose their financial footing. We understand that people who file for bankruptcy have often suffered a financial setback as a result of a job layoff, divorce, debilitating injury or other situation that was beyond their power and control.

Contact Us

To speak with a bankruptcy lawyer at our firm, call 843-839-8013, or contact us by e-mail.